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Assets and the Poor: New American Welfare Policy

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by Michael Sherraden & Neil Gilbert
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Assets and the Poor: New American Welfare Policy by Michael Sherraden & Neil Gilbert

This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.

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Ebook Details
Pages: 344
Size: 19.1 MB
Publisher: Routledge
Date published:   2016
ISBN: 9781315288352 (DRM-EPUB)
9781315288369 (DRM-PDF)

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This product is listed in the following categories:

Nonfiction > Political Science
Nonfiction > History

These authors have products in the following categories:

Nonfiction > Social Science > Women's Studies
Nonfiction > Social Science > Ethnic Studies
Nonfiction > Social Science > Sociology
Nonfiction > Social Science > Social Work
Nonfiction > Political Science
Nonfiction > Business & Economics > Economic History
Nonfiction > History

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